No Tax Return? No W2? No Problem!
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|Commercial Loans||Please Call|
|Jumbo Loans||Please Call|
|30-Year Fixed Rate||2.5%|
|20-Year Fixed Rate||2.375%|
|15-Year Fixed Rate||1.99%|
|10-Year Fixed Rate||1.875%|
|7/1 ARM Rate||2.5%|
|5/1 ARM Rate||2.375%|
|30-Year FHA Rate||2.5%|
Bank Statement Mortgage Loans
Amerifund Corporation offers loans specifically for self-employed individuals such as independent contractors and small business owners. For self-employed mortgages with Amerifund Corporation, W2's and tax returns are not required in order to obtain a mortgage loan.
Individuals qualify based on their personal assets and collateral provided during the application process.
Individuals who apply qualify based on their personal cash flow. We approve poor or bad credit applicants!
Applicants qualify based on their personal or asset-based cash flow and not on their W2's or yearly taxes.
Applicants can qualify based on additional alternative income documentation. No taxes? No problem.
BENEFITS YOU'LL LOVE
Easier credit guidelines
As little as 10% down payment
We look at your cash flow, not your taxes
Minimum credit score of 580
Pre-approved letter within 10 minutes
Multiple occupancy types available
We Have Helped Hundreds of Applicants Qualify for Home Loans
At Amerifund Corporation we understand many small business owners and independent contractors want to purchase a home but don't have all the typical documentation lenders need for a typical mortgage loan inquiry. Our company has gone above and beyond to ensure that even if you don't have a W2 or a tax return you are still able to qualify for a home loan. Self-Employed Mortgages allow us to get you qualified for a home loan by using your bank account balances for the past 3 months. Self-Employed Mortgages are beneficial for borrower's true income is based and documented off of their bank statements. Return to work program, only one paycheck needed.
REQUIREMENTS TO APPLY
50% DTI (for LTV to 85%) & 43% DTI (for LTV to 90%)
Maximum loan amount of $8,500,000
3 to 12-month PITIA (principal, interests, taxes, and association dues)
Up to 90% Loan-to-Value (LTV) with a minimum FICO score of at least 720
A minimum loan amount of at least $100,000
A minimum credit score of at least 580
*$8,500,000 maximum loan amount is for California properties only.
Need More Information?
Contact Amerifund Corporation to learn more about Self-Employed Mortgage Loans
WE'RE HERE FOR YOU
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.