Non Qualified Mortgage Loans in California

Are you a first-time homebuyer? Looking to own an investment property? Amerifund Corporation can help! We offer Non Qualified Mortgage Loans - loans that help you buy a home without a traditional credit score. With these loans, we'll work with you on your affordability and credit worthiness, as well as what type of loan works best for you.


Have you been asking what is a non qualified mortgage? It is a loan that doesn't follow the requirements of a qualified mortgage and uses unconventional ways of income verification to enable a borrower to be approved for a mortgage.

A Non Qualified Mortgage Loan is a type of mortgage where the borrower does not have sufficient income or other collateral to qualify for a full-doc loan. This type of loan can be obtained by people with limited credit or income, or even no credit history at all.

Non Qualified Mortgages provide access to homeownership for those who otherwise couldn't afford it. It also allows investors to diversify their portfolio with lower-risk loans and make more profit. Non Qualified Mortgage Loans can provide you with more in funding without having to provide collateral or a credit score. You'll also pay lower interest rates than if you had a traditional mortgage loan.

What are the Benefits of Obtaining a Non Qualified Mortgage Loan? 

The benefits can vary depending on the mortgage lender who is providing the non qualified mortgage loan. A few benefits Amerifund  Corporation & Realty offers when securing a non qualified mortgage loan for the borrowers include but are not limited to the following. 

  • No Tax Returns
  • No W2's
  • No Paycheck Needed

What are the Requirements of Obtaining a Non Qualified Mortgage Loan? 

The requirements of a non-qualified mortgage loan can vary per lender, but most are very similar. A non qualified mortgage loan is a loan for which the borrower does not meet the lender's standards of creditworthiness. In most cases, these are high-risk loans because they are made to borrowers who have a low credit score or low income. Some requirements include, but are not limited to:

  • Must have 20% Down for Purchase
  • Non QM
  • No Cash Return

Get Non Qualified Mortgage Loans Quickly from Amerifund Corporation

Amerifund is the easy way to get Non Qualified Mortgage Loans. Forget about your credit score, income, employment history, and everything else that can make getting a mortgage difficult. We’ll take care of everything for you so that you can enjoy peace of mind.


We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.


NMLS# 399264
CalBRE# 01448128


Orange County Office 
(714) 500-5001

17155 Newhope St. Suite H
Fountain Valley, CA 92708