LET US HELP YOU

REFINANCE YOUR HOME LOAN & LOWER YOUR PAYMENT 

Refinance with the Best Mortgage Rates

REDUCE YOUR MONTHLY PAYMENTS

Refinancing to a lower rate or a longer-term mortgage loan can keep more money in your pocket every month. Lowering your monthly mortgage loan payment can help reserve money so you can save, invest, or budget for other expenses.

Use the mortgage calculator to see if refinancing to a lower rate can save you money. Keep in mind that when you refinance, you will also need to pay closing costs. You can also fill out our short application to see what rate you qualify for. Also, you can always call and speak to a loan agent in our office.

Enter the principal balance of your mortgage: (your current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest only)
Enter your current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

Credit Score

To qualify for a conventional loan, you’ll typically need a credit score of at least 620

Equity

Individuals who apply qualify must have 20% equity in their home

Debt/income Ratio

Individuals who qualify must have a debt to income ratio no more than 28%

BENEFITS YOU'LL LOVE

  • Lower your monthly payment

  • A lower interest rate (APR)

  • A shorter payoff term

  • The ability to cash out your equity for other uses

Testimonials

Need More Information?

Contact Amerifund Corporation & Realty to learn more about Conventional Loans

WE'RE HERE FOR YOU

We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.

LICENSE 

NMLS# 2174179
CalBRE# 01925363

CONTACT INFO

Orange County Office 
(714) 500-5001
info@amerifundcorporations.com

17155 Newhope St. Suite H
Fountain Valley, CA 92708