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UNDERSTAND HOME LOANS OFFERED BY AMERIFUND
Conventional loans are serviced by private mortgage lenders and are not backed by any government agencies.
Jumbo loans exceed conforming home loan limits and are often used to buy high-valued or luxury homes.
FHA loans allow people to buy a home with a down payment as small as 3.5% with a minimum credit score of at least 580.
A high balance loan in CA is essentially a conforming loan that is higher than the current conforming loan limit in your state.
NON QUALIFIED MORTGAGE LOAN
A Non Qualified Mortgage Loan is a type of mortgage where the borrower does not have sufficient income or other collateral to qualify for a full-doc loan.
When businesses are unable to cover the cost of their expenditures they often resort to obtaining a commercial business loan in CA.
SELF-EMPLOYED MORTGAGE LOAN
For self-employed mortgages with Amerifund Corporation & Realty , W2's and tax returns are not required in order to obtain a mortgage loan.
FOREIGN NATIONAL LOANS
Foreign national loans are specifically for non-US citizens or residents to buy an investment property within the United Sates.
REVERSE MORTGAGE LOANS
A reverse mortgage loan allows homeowners over the age of 62 to be able to convert a portion of their home equity into monthly payments or cash.
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We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.
Orange County Office
17155 Newhope St. Suite H
Fountain Valley, CA 92708