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California Home Loans
At Amerifund Corporation & Realty , our loan officers will ensure that each element of acquiring a mortgage goes smoothly from submitting an application to signing documents at the closing table. Below are some of the costs associated with getting a home loan from our California mortgage lenders.
UP-FRONT COSTS
DOWN PAYMENT
The down payment typically ranges from 0-30% of the cost of the house. The more you can afford to put down, the more your equity will go up in your home and the lower your monthly payment will be. When your down payment is less than 20%, you may also need to pay mortgage insurance.
CLOSING COSTS
Typically range from 2-6% of the loan amount depending on your area.
ON-GOING COSTS
Your housing costs can include the following:
- Monthly mortgage payment
- Homeowners insurance
- Mortgage Insurance
- If applicable - Flood Insurance
- If applicable - Property taxes
- Utilities
- Maintenance
Benefits of Home Loans
Home loans help borrowers save on the cost of mortgage payments and taxes, which can be substantial over the life of a loan. Amerifund Corporation offers different home loans, such as fixed-rate loans, adjustable-rate mortgages, FHA loans, and VA loans. They have the following benefits.
⦁ Lower monthly payments.
⦁ Lower interest rates.
⦁ More affordable property tax payments.
⦁ Lower down payment requirement.
Looking for Lenders Near Me?
Let Amerifund help you! Our company is one of the best mortgage lenders near me, offering low rates, a great selection, and a smooth application. With us, you can get funding quickly, easily, and affordably. So stop running around town looking for lenders near me. We can help you find the perfect loan for your needs.
We Are Among the Most Reliable Mortgage Lenders in California
Being one of the most professional Mortgage Lenders in California, Amerifund is a premier provider of high-quality loans for clients with fast-track financing.
Our California Mortgage Lenders Offer Different Options
We are the leading California mortgage. Not only do we offer great rates, but we also have a wide range of loan programs and options.
Work with the Best Mortgage Lenders
We understand that buying a house is one of the most important financial decisions you will make in your life, so we work hard to ensure you get the best deal possible. We are the best mortgage lenders and will help you find the right loan for your needs and provide expert guidance throughout the process.
WE'RE HERE FOR YOU
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.
LICENSE
NMLS# 2174179
CalBRE# 01925363
CONTACT INFO
Orange County Office
(714) 500-5001
info@amerifundcorporations.com
17155 Newhope St. Suite H
Fountain Valley, CA 92708