EXPLORE HOME FINANCING OPTIONS
BUY OR SELL A HOME WITH A CALIFORNIA MORTGAGE LENDER
Buy Your Southern California Dream Home
The Allen Group can help you find your ideal home and Amerifund Corporation can help you finance it! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Ask us how we can help you today!
|Commercial Loans||Please Call||N/A|
|Jumbo Loans||Please Call||N/A|
|30-Year Fixed Rate||2.250%||2.355%|
|20-Year Fixed Rate||2.125%||2.234%|
|15-Year Fixed Rate||1.8%||1.99%|
|10-Year Fixed Rate||1.75%||1.86%|
|10/1 ARM Rate||3.480%||3.830%|
|7/1 ARM Rate||3.290%||3.800%|
|5/1 ARM Rate||3.190%||3.860%|
|30-Year VA Rate||3.290%||3.510%|
|30-Year FHA Rate||2.250%||2.355%|
There’s Never Been a Better Time to Buy a Home!
Rates are at an all-time low! It’s a great time to purchase or refinance, so let us walk you through the whole process. It’s a simple process and we’re here to help you every step of the way.
WHAT AMERIFUND OFFERS
GREAT CUSTOMER SERVICE – At Amerifund Corporation and The Allen Group, we take pride in our great customer service. Our staff and mortgage lenders are here to help you, so please don’t hesitate to contact us at any time. We would love to hear from you.
SUPERIOR PRICING – We work with a variety of mortgage lenders to provide our clients with extremely competitive pricing. Do all your comparison shopping with Amerifund Corporation without wasting time with other banks or mortgage brokers.
SMOOTH TRANSACTIONS – We make sure our clients get the best support during the whole mortgage process and ensure your transactions close smoothly every time.
Click on the button below to find out how we can help you with your real estate or home financing needs.
BUYING A HOME
See a detailed description of different types of home loans and programs that will help you decide which is best for you.
SELLING A HOME
Find out what you need to know about selling your home quickly and easily with our team of experts.
REFINANCING A HOME
Discover ways to save money on your monthly home payment with our mortgage rates and refinancing options.
What Clients Say About Us
“I’d never bought a house before, but the team at Amerifund made it so smooth and easy. They talked me through it all at every stage, were super responsive, and felt like I was in really safe hands. All completed quickly and flawlessly, I’d definitely recommend them.”
“Really enjoyed working with Amerifund. They responded immediately to get me a prequalification letter that facilitated the purchase of my house. They are a pleasure to work with. They are experts with tremendous experience. Strongly recommend them.”
Tips for First-Time Home Buyers
Like any large project, successfully buying a home for the first time can be tricky and little bit overwhelming if you don’t know what to look for. Our mortgage lenders at Amerifund Corporations have put together some tips for first-time home buyers and what to look out for when buying your first home.
Start Saving Early
The 3 main points to keep in mind when you start saving for your first home is the initial down-payment, closing costs and your total move-in
expenses. Depending on the type of mortgage, mortgage lender, and home loan you are looking into, will determine the overall cost for your down-payment. With great credit, oftentimes first-time home buyers are able to put a down-payment down for as little as 3%. While 3% may not seem like a lot- 3% of a $800,000 home is still a $24,000 down-payment.
LOOKING TO SELL YOUR HOME?
FIND OUT WHAT YOUR HOME IS WORTH!
LET US HELP YOU
BUY YOUR NEW HOME AND FINANCE IT, TOO!
Private Mortgage Lenders or Banks – Which is Better?
When you’re in the market for a mortgage broker, you have many options. Whether you have perfect credit or blemished, large down payment or small, there are mortgage options for everyone if you know where to look.
Your two most common options are banks and private mortgage lenders. Many people assume they’ll get the best deal at their local bank and don’t shop around, but there are many benefits of choosing a private lender. Banks typically have only a few mortgage programs to choose from. If you don’t meet their strict guidelines, you will not qualify for a loan. This minimizes the target audience for most banks, making it accessible only for those with great credit and low debt-to-income ratios.
WE’RE HERE FOR YOU
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your real estate and mortgage needs.